Do you need funds to buy a home?
Are you planning to take a mortgage loan for personal needs?
Looking for more information on refinancing your mortgage?
CreditCenter’s experts have many years of diverse experience in consulting on taking and the use of mortgage loans. With our professional help, you will make the best decision thanks to the comparative offers of the most attractive options on the market. We will guide you smoothly through the processes of preparation and taking out of the funds. We guarantee that as our customers you will receive preferential conditions from the largest banks in Bulgaria.
Mortgage loans for a specific purpose:
Mortgage loans without a specific purpose:
Mortgage loans without a specific purpose – funds are provided on the basis of a real estate mortgage without specifying their destination
for the purchase of an existing property or a property under-construction
for a single-family house on a plot owned by the client
Loan for repairs and finishing works
Loan to refinance another mortgage loan
Stages in applying for and receiving a mortgage loan
Taking out a mortgage is a big decision, but our services will make your choice easier. Our team will explain each and every step in detail, we will prepare the entire documentation and guide you through the process smoothly. Here’s how it happens and how we can help you:
We will discuss your budget and specific details in order to give you an estimate of the maximum amount of funds you can apply for. This will ensure that you are looking for a property in the right price range.
We will inform you about all the necessary documentation in the process.
After finding the right property for you, we will choose a bank that will offer you the optimal terms, we will manage the procedures to apply and the mortgage loan approval process.
We will assist you in preparing a market evaluation of the chosen property and submitting the documents to the bank.
Next a legal evaluation shall be made and the procedure is set in motion for the final approval of the loan
The loan agreement is signed after the final approval, and the next step is signing the transaction before Notary.
The transaction shall be registered and the mortgage certified by providing the new certificate of encumbrances for the property, in which the mortgage and the sale are registered. And then the bank releases the funds to your account.